About Kinheritance
Preserving Wealth. Protecting Legacies. Empowering Generations
Every individual spends a lifetime building wealth through hard work, dedication, and sacrifice. Whether it is a family home, market investments, business equity, or insurance policies, every asset represents a milestone of commitment.
However, while substantial effort goes into creating wealth, very few take the necessary steps to protect it and ensure its seamless transfer to the next generation.
At Kinheritance, we believe that preserving a legacy is just as important as building one. A family’s wealth is not merely a financial figure—it reflects memories, aspirations, responsibility, and the desire to secure future generations. Our purpose is to help individuals and families safeguard that legacy through professional succession planning, estate management, and asset protection solutions.
Who We Are
Proudly recognized under the Start-up India Initiative by the Government of India, Kinheritance was established to transform the succession and inheritance advisory landscape.
Despite growing awareness around wealth creation, succession planning remains one of the most neglected aspects of personal financial management in India. Across the country, families frequently face unnecessary hardship following the demise of a loved one:
Unidentified or Forgotten Investments lost in dormant accounts.
Complex Legal Red Tape causing administrative delays and high costs.
Family Disputes arising from ambiguous asset allocation.
Unclaimed Wealth ending up in government repositories (such as the IEPF) simply because beneficiaries are unaware of their existence.
Kinheritance was founded to bridge this gap. We combine legal expertise, financial intelligence, and modern technology under one transparent platform to make legacy planning accessible, dependable, and stress-free.
Our Vision & Mission
Vision
We aspire to build a future where every family in India understands the importance of legacy protection and has access to reliable, affordable, and expert guidance. True wealth preservation is achieved when every asset—physical, financial, or digital—is properly documented, legally protected, and seamlessly transferred according to its owner's exact wishes.
Mission
Whether you own a single property, a growing startup equity stake, or a complex investment portfolio, everyone deserves professional guidance to protect what they have built.
Core Offerings
Kin~Will | Estate Planning & Legal Structuring
A legally valid Will is the foundation of family security. Kinheritance provides customized Will drafting, legal compliance, and digital custody solutions to ensure that your wealth transitions to your chosen beneficiaries without friction or ambiguity.
- Personalized Will Drafting & Legal Review
- Asset Inventory Documentation (Physical & Digital)
- Secure Digital Custody & Periodic Update Support
Kin~Unknown | Unclaimed Asset Tracing & Recovery
Billions of rupees in investments lie forgotten in dormant bank accounts, unclaimed insurance policies, physical share certificates, and government repositories such as the IEPF (Investor Education and Protection Fund). Kinheritance acts as your dedicated recovery partner, identifying, documenting, and reclaiming wealth that rightfully belongs to your family.
- IEPF Claim Filing & Legal Tracking
- Physical Share Certificate Dematerialization
- Comprehensive Asset Discovery for Beneficiaries
Kin~Loan | Liquidity via Loan Against Securities (LAS)
Unlocking liquidity should not require liquidating your long-term wealth. Through strategic partnerships, Kinheritance facilitates seamless Loans Against Securities (LAS), allowing clients to access immediate capital against their mutual funds and shares while continuing to retain market growth and dividend benefits.
- Competitive Interest Rates with Quick Approvals
- Zero Asset Liquidation—Maintain Long-Term Wealth Growth
The Kinheritance Advantage
Technology with a Human Touch
We leverage modern digital workflows to simplify complex legal procedures while ensuring that every family receives dedicated, empathetic, and personalized attention from our experienced advisory specialists.
Institutional-Grade Security
Estate planning involves intimate financial and familial details. We treat your disclosures with the highest standards of data privacy, encryption, and institutional confidentiality.
Transparent & Client-Centric
No hidden fees, no unnecessary legal complexity. Every step of our process is clearly communicated with complete transparency, giving you total peace of mind.
Founders
Gurmeen Johar
Co-Founder and DirectorHer experience as an Insurance partner helped her understand the need of Insurance and its operations at grassroot level. This also enabled her witness and realise the need of succession planning from close quarters.
On the personal front, Integrity, and honesty are her strengths, traits she is proud of and carries them as her parent's legacy.
Surbhi Jain
Co-Founder and DirectorAfter over 15 years of interactions with them, Surbhi Jain realized that Financial insecurity due to the loss of a breadwinner and lack of knowledge about family assets is one of the main reasons that negatively impact the mental health of people, especially Women.
On the personal front, Surbhi Jain’s irreversible loss at the tender age of 5 due to them the untimely demise of her father left an ineffable impact on her life and persona. She is empathic and willing to go the extra mile toward the betterment of society.
Multidisciplinary Advisory Panel
Chartered Accountants
- IEPF Claim & Refund Assistance
- Unclaimed Dividend & Share Verification
- Financial Record & Ownership Review
- Tax & Claim Documentation
Company Secretaries
- IEPF Claim Filing Support
- RTA & Company Coordination
- Share Transfer & Transmission
- Corporate Record Verification
Lawyers
- Legal Heir & Succession Assistance
- Will & Probate Support
- Ownership & Legal Documentation
- Complex Claim & Dispute Guidance
Banking Experts
- Dormant Account & Asset Tracing
- Bank Record Verification
- Financial Institution Coordination
- Settlement & Transfer Assistance
Data Scientists
- Historical Shareholder Record Matching
- Cross-Database Data Reconciliation
- Unclaimed Asset Identification
- Ownership Data Verification
